I am an out-of network service provider who will work with you to help you navigate ways to get reimbursement from your insurance. If you have insurance from your employer, they can cover somewhere between 60-80% of the cost of out of network psychotherapy after you meet your deductible, which makes this endeavor a lot more affordable.
Insurance Reimbursement: These are the questions that will be helpful in inquiring about your network options. If you are not sure of your insurance benefits, call the member services phone number on the back of you insurance card to speak with a representative and ask the following questions:
Do I have out-of-network (POS or PPO) coverage? If so, do I need pre-certification (not authorization)?
If so, ask the representative to pre-certify you immediately. How many sessions am I entitled to per year?
What is my annual deductible? (This is the amount that you will pay out-of-pocket prior to getting reimbursement from your insurance). What percent of each session to you reimburse? (the average is 70%).
THEY MUST GIVE YOU A DIRECT NUMERIC ANSWER, IT IS THE LAW.